Paradigm Insurance Agency

General Liability Insurance for Nevada Businesses

Uncovered liability claims and expensive lawsuits can topple even the largest and most secure corporations. Both private and publicly traded companies need general liability coverage to protect them against potential lawsuits and other liability claims. Non-profit organizations, especially those with a board of directors, can also benefit from the right liability coverage. Since the coverage a business or organization needs varies depending on its size, function, and location as well as other factors, a local insurance company such as Paradigm Insurance Agency can provide the personalized, attentive service your business requires.

Types of Liability Coverage

Your business will need to choose applicable policies from a variety of coverage options. Our agents will help you learn which coverage is right for you. We also shop a variety of insurance carriers in order to get you the best possible rates. You will likely need one or more of the following liability policy types:

• Professional liability insurance or errors and omissions coverage to protect licensed professionals in case of mistakes that injure or cause damage to a client or third party.
• Employment practices liability insurance or EPLI to cover employment-related liabilities such as legal fees in the event of a wrongful termination or sexual harassment lawsuit.
• Directors and officers insurance (D&O) to protect executive officers or board members against personal liability in the event that negligent acts, omissions or misleading statements result in legal action.

Your insurance agent can explain the types of coverage available for each of these general liability policies. For example, some companies choose D&O policies that include employment practice coverage for executive officers. Others choose options such as corporate reimbursement or personal liability coverage to protect the company, their board and their executives.

To learn more about recommended general liability coverage for your company, contact us today. We’ll be happy to help you find the most affordable options to protect your assets.