Paradigm Insurance Agency

Nevada auto insurance from Paradigm Insurance Agency comes with personal attention and service from an insurance expert. When you choose auto coverage, you need to consider the true expense of the policy. You definitely need car insurance that meets the requirements set by state law, but you might find yourself in deep trouble if you have an accident that greatly exceeds the limits of your coverage when your policy covers only the basic legal amounts. If your insurance doesn’t cover the full extent of the damages resulting from an auto accident, you could be sued or have your wages garnished. Rather than risk these situations, let us help you find auto insurance coverage with affordable premiums and the coverage you need.

Hazards of Cut-Rate Auto Insurance

Everyone has seen ads on television or the internet claiming to provide the lowest possible rates on car insurance. What most people don’t realize is that cut-rate insurance packages often provide only minimal coverage. In Nevada, the minimum coverage required by law will pay $15,000 for bodily injury or death for a single person and only $30,000 for two or more people injured in the same accident. The minimum damage to property amount is only $10,000. According to the National Safety Council, the average cost for a nonfatal disabling injury resulting from an auto accident is $61,000, and the average cost of a death caused by a motor accident is $1,130,000. Under-insured drivers can be held liable for any incurred costs beyond their policy limits.

An Agency That Works for You

At Paradigm Insurance Agency, we work for you. We do the research and help our customers understand the benefits, limitations, advantages and risks of each policy. We also take the time to learn what your needs are. Then we craft a customized auto insurance policy to meet your needs. Since life events such as the birth of a child or adding a student driver to your policy can change those needs, we also provide regular reviews of your policy so that you can be sure you always have the coverage you need without paying what you don’t need.

To learn more about auto insurance from Paradigm Insurance Agents, contact us today.